Monday, January 26, 2015

Auto insurance in Florida

Auto insurance in Florida

What is the Minimum Required for Auto Insurance Coverage in Florida?

The minimum coverage required by the State of Florida is PIP and PD. Personal Injury Protection (protection to third parties) and PD (property damage), applies to drivers who are residents of the State of Florida and any driver who resides temporarily for 90 days or more in our State. If you do not have an active insurance policy and you have a vehicle registered in the state of Florida, your license will be suspended. In order to reinstate your license you must pay a fee of $150 for the first time, second offense fee is $250 or $500 if there were a third time. A person who operates a vehicle must have car insurance active insurance in place with at least the State minimum requirements.

The minimum amount of insurance required for damage to properties (PD)-for a personal auto insurance is 10,000 for each accident.

The minimum amount of insurance required for Personal Injury Protection PIP is 10,000 per accident.

The following coverage while it is not mandatory, it is strongly recommended is called bodily injury liability, this coverage protects you in the event that you are in an at fault accident where there are injuries to others. The minimum limits for this type of coverage on an auto insurance policy is 10,000 per person and 20,000 per accident.

Again these are minimum coverages, which help you to not be involved in a major problem, but if you really want to protect yourself financially, there are many other coverages that are recommended that you add to your auto policy.

When you speak with an agent be sure to educate yourself, so you'll know which coverage is most needed, as well as the amount you must have on each one, the goal is that you have sufficient coverage in case of a catastrophe to cover you and your assets.

Uninsured/Underinsured Motorist

This coverage despite the fact that it is not required for drivers seeking insurance in Florida, it is again one of the most recommended, suppose you had an accident with a person who has no insurance or whom does not have enough insurance if you have UM/UIM your medical bills will be covered up to the limits on your policy.


SR 22 is a document that is usually required for drivers who have restored they´re license after a DUI, an accident without insurance, or driving without proof of insurance. This document basically is proof that the driver carries the necessary liability coverage on his policy. If you have received a DUI you must carry a policy with higher liability limits which you must keep for a minimum of 3 years.


Thursday, January 22, 2015

All in 1 Insurance Agency

All in 1 Insurance  Agency

We are one of the largest insurance agencies in Palm Beach Gardens, For the last 15 years we have been providing the best services when it comes to Insurance. Our agency specializes in most lines of insurance such as :
Health Insurance
Life Insurance
Auto Insurance
Homeowners including Mobile Homes
Flood Insurance
General Liability
Commercial Auto
Commercial Insurance
Workers Compensation
We Represent most of the insurance carriers , Humana, United Health Care, Avmed, Coventry, Molina Health Care, American National Insurance Company, American General, Universal P&C Heritage,Safeco,Metlife,Allied Gmac, Citizens, Appalachian, Progressive just to mention a few.
We focus on looking for the best for less options based on our clients needs. We provide our clients with the best customer service before and after  our clients select a policy.
 We can find you the best deal and We offer free quotes in just a few minutes.
Call today and give us the opportunity to become your agent!!!
Office is open Monday - Friday 9 am to 6 pm
Saturdays by appointment.
Call today 561 328 7009
or visit us online

CALL NOW 561 328 7009  

All Lines Of Insurance + Excellent Treatment = All in 1 Insurance Agency 

 CALL NOW 561 328 7009 

Saturday, January 3, 2015

5 Tips if you are looking for Auto Insurance .

5 Tips if you are looking for  Auto Insurance .

CALL NOW 561 328 7009 

1.Gather all necessary information:

  • Make sure you collect the following data in order to get the most accurate insurance quote:
  • -Drivers License for every Driver at Home.                                                                             
  •  Vin Number for every Vehicle  to be insured.                                                            
  •   Previous Policy Declaration Page for a price and coverage comparison.

2. Look for a Competitive Agent.

  • When you are looking for an agent look for one that is able to offer you quotes with different companies. An agent that can offer you a price comparison with various insurance companies is truly trying there best to offer you the best deal. At All in 1 Insurance Agency , we have many different Insurance Carriers to choose from, just to mention a few we represent : Kemper specialty auto insurance, Progressive ,Windhaven, FAJUA , Travelers.

3.Verify the Insurance company to make sure it is Reputable and Competitive.

  •  That's an easy one, for instance you can just go to Google, and search by company name, we recommend  to read other peoples reviews , or you can also check the AM best rating @: ,  which is one of our most trusted sites to review businesses.

 4.Ask your agent about any or All Possible Discounts .

  • Believe it or not there are multiple discounts that will save you a significant amount of money on insurance. If you want to save money on auto insurance, you must ask your insurance agent for Auto insurance discounts. Some of the most popular discounts available on your insurance policy are:
  •  Homeowners discount.                                                                                                            
  •  Safe driver discount                                                                                                                  
  • Paperless or Easy Pay discount                                                                                               
  •  Prior Insurance discount                                                                                                            
  • Good Student discount                                                                                                                
  • Multi policy discount.                                                                                                                   Make Sure you ask for the discounts you qualify for in order to for you to get the most affordable auto insurance available.

 5.Keep your Documents Organized

Keep your Insurance Card together with your car registration, in case you need it  so that it is handy. Save your agent Information, if you have questions  or need to make payments, Renewals you will save time.
Call us  for a Free Quote and Insurance coverage Comparison!
All in 1 Insurance Agency
561 328 7009
CALL NOW 561 328 7009